| FACTS | What does Redwood Coast Finance do with your personal information? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires lenders to tell you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What information we collect? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: |
| How? | All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reason Redwood Coast Finance chooses to share; and whether you can limit this sharing |
| Reasons we can share your personal information | Does Redwood Coast Finance share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes - Processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes - to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We do not share |
| For our affiliates’ everyday business purposes - information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes - information about your creditworthiness | Yes | Yes |
| For our affiliates to market to you | Yes | Yes |
| For non-affiliates to market to you | Yes | Yes |
| To limit our sharing | |
| Questions? | Call 800-384-1547 or go to www.RedwoodCoastFinance.com |
| Who We Are: | |
|---|---|
| Who is providing this notice? | Redwood Coast Finance, a subsidiary of Kashia Services, a wholly owned economic arm and instrumentality of the Kashia Band of Pomo Indians of the Stewarts Point Rancheria, is providing this privacy policy. |
| What We Do: | |
|---|---|
| How does Redwood Coast Finance protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures. These measures include computer safeguards and secured files and buildings. |
| How does Redwood Coast Finance collect my personal information? | We collect your personal information, for example, when you:
|
| Why can’t I limit all sharing? | Under federal law, you have the right to limit only: |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account. |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include other business entities of the Kashia Band of Pomo Indians of the Stewarts Point Rancheria. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and financial companies. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Redwood Coast Finance does not jointly market. |
Our policy about obtaining and disclosing information may change from time to time. Material changes to this Privacy Policy will be posted here and are deemed effective upon posting and without additional notice to you.
Security is extremely important to us. Our website uses 2048 bit Secure Socket Layer (SSL) encryption to prevent unauthorized access. Virus protection programs run 24 hours a day/7days a week as a safeguard to prevent computer viruses from gaining access to the network. As additional measures of security, we implement firewalls and other network protection software.
Please contact our Customer Support specialists immediately at 800-384-1547 or www.RedwoodCoastFinance.com:
Your security and peace of mind is our top priority. However, combating fraud is everyone’s responsibility. Here are some links to learn more about protecting your personal information and preventing identity theft:
Experian Identity Fraud Protection
http://www.experian.com/credit-education/identity-fraud-index.html
FTC Tips on Information Security
http://www.consumer.ftc.gov/topics/computer-security
FTC Identity Theft
http://www.consumer.ftc.gov/features/feature-0014-identity-theft
Information on Obtaining Free Credit Reports
http://www.annualcreditreport.com
Consumer Reports Guide to Internet Security
http://www.consumerreports.org/cro/electronics-computers/guide-to-internet-security/index.htm
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